All you need to know about Set For Life

You will need to pick five main numbers from 1 to 47, and one ‘Life Ball’ number from 1 to 10. Each line played costs £1.50.

Results are available shortly after each draw has taken place – from around 9.30pm on Monday and Thursday evenings. The results are also available at www.national-lottery.co.uk, on The National Lottery app and in any of our 45,000 National Lottery outlets.

Currently, we expect an average of 50% – 52% of ticket sales for Set For Life to be available to be paid out in prizes (prize payout). The actual prize payout in any draw will vary and may be outside of this range as it is dependent on the number of winners in the draw, especially of the top prize.

The odds of winning the top prize of £10,000 every month for 30 years is approximately 1 in 15.3m.

The odds of winning the 2nd prize of £10,000 every month for a year is approximately 1 in 1.7m.

The overall odds of winning any prize is 1 in 12.4.

Much like our other fixed prize games (such as Thunderball and HotPicks), if the top prize is not won, it will not roll over.

If a winner dies once the annuity policy paying out the monthly payments has started, the winner’s estate will receive a lump sum payment equal to the cost of the policy paid by Allwyn, less any payments already made under the policy. If the winner dies after he or she has already received the full cost of the policy in monthly payments, no payment will be made to the estate.

If a winner dies before the monthly payments have started, the winner’s estate will receive a lump sum payment equal to the price Allwyn would have paid for the annuity policy, plus the initial validation payment of £10,000 that would have been paid by Allwyn.

More information is available in the Set For Life Game Specific Rules.

No, except in the very limited circumstances set out in the Games Specific Rules.

Yes – in most cases, the top prize is paid tax-free as it is dealt with at source. In all cases, based on current tax rules and rates, we have designed the game so that all top prize winners – regardless of their tax bracket – receive a minimum payment of £10,000 each month after tax.

All top prize winners are offered a meeting with a Financial Advisor during which any questions relating to tax can be discussed.

Unfortunately, Set For Life is not available to play by Direct Debit. However, it is possible to play up to 4 weeks in advance in retail stores and online.